How Optimism is Killing your Finances

Optimism is usually a trait that I try cultivate within myself.  Without being a Pollyanna, I do try keep negativity at bay in my life.  For one thing, I don’t think it is helpful to myself to be negative, especially on a regular basis.   I deal with anxiety and depression, and a negative attitude […]

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Why my Gym Membership is a Non-negotiable Expense

I cannot tell you how many budgeting books and blogs I’ve read that ask people to cut their gym membership to save money.  The suggestion comes from a perspective of budgeting, saving money, or paying down debt.  Usually, this is accompanied by a suggestion of taking walks or runs around your neighborhood, or checking exercise […]

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Three Gifts for Christmas

A bit over a decade ago, my husband and I became good friends with a classmate of mine and his wife–for the blog, I’ll call them David and Georgia.  We spent lots of free time together–everything from watching movies to cooking to running errands together.  As you can imagine, when the holidays rolled around, we spent […]

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