How Optimism is Killing your Finances

Optimism is usually a trait that I try cultivate within myself.  Without being a Pollyanna, I do try keep negativity at bay in my life.  For one thing, I don’t think it is helpful to myself to be negative, especially on a regular basis.   I deal with anxiety and depression, and a negative attitude […]

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Why my Gym Membership is a Non-negotiable Expense

I cannot tell you how many budgeting books and blogs I’ve read that ask people to cut their gym membership to save money.  The suggestion comes from a perspective of budgeting, saving money, or paying down debt.  Usually, this is accompanied by a suggestion of taking walks or runs around your neighborhood, or checking exercise […]

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The Money-Saving, Health-Improving Habit

Money in the bank.  Good health.  These two things are things that we all want, right?! Well, there is one habit that will help meet each of those goals. What if one habit fed your energy levels, your well-being, and saved money? Well, it exists, and it isn’t a gimmick, a fad, or anything new. It’s tried […]

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When Life is Overwhelming

I’m having one of those days. No, I’m actually having one of those years. Financially, things have been going downhill.  Renters decided to stop paying rent, which meant that we couldn’t pay the mortgage on that house, which means that our credit is now kaput.  This is the house that we bought to live in–oh so […]

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How to Shop Children’s Consignment Sales LIKE A BOSS

If you have kids and you haven’t shopped one of those bi-annual, pop-up consignment sales like Just Between Friends or Rhea Lana’s, you are missing out. These places are one-stop-shops for children’s bargains, but they can be overwhelming, entice overspending, and send you home with a pile of unneeded items if you aren’t careful. I’m […]

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